Website Terms and Conditions of Use

1. Terms

By accessing this Website, accessible from, you are agreeing to be bound by these Website Terms and Conditions of Use and agree that you are responsible for the agreement with any applicable local laws. If you disagree with any of these terms, you are prohibited from accessing this site. The materials contained in this Website are protected by copyright and trade mark law.

2. Use License

Permission is granted to temporarily download one copy of the materials on Chungath's Website for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:

  • modify or copy the materials;

  • use the materials for any commercial purpose or for any public display;

  • attempt to reverse engineer any software contained on Chungath's Website;

  • remove any copyright or other proprietary notations from the materials; or

  • transferring the materials to another person or "mirror" the materials on any other server.

This will allow Chungath to terminate upon violations of any of these restrictions. Upon termination, your viewing right will also be terminated and you should destroy any downloaded materials in your possession whether it is printed or electronic format. These Terms of Service has been created with the help of the Terms Of Service Generator.

3. Disclaimer

All the materials on Chungath’s Website are provided "as is". Chungath makes no warranties, may it be expressed or implied, therefore negates all other warranties. Furthermore, Chungath does not make any representations concerning the accuracy or reliability of the use of the materials on its Website or otherwise relating to such materials or any sites linked to this Website.

4. Limitations

Chungath or its suppliers will not be hold accountable for any damages that will arise with the use or inability to use the materials on Chungath’s Website, even if Chungath or an authorize representative of this Website has been notified, orally or written, of the possibility of such damage. Some jurisdiction does not allow limitations on implied warranties or limitations of liability for incidental damages, these limitations may not apply to you.

5. Revisions and Errata

The materials appearing on Chungath’s Website may include technical, typographical, or photographic errors. Chungath will not promise that any of the materials in this Website are accurate, complete, or current. Chungath may change the materials contained on its Website at any time without notice. Chungath does not make any commitment to update the materials.

6. Links

Chungath has not reviewed all of the sites linked to its Website and is not responsible for the contents of any such linked site. The presence of any link does not imply endorsement by Chungath of the site. The use of any linked website is at the user’s own risk.

7. Site Terms of Use Modifications

Chungath may revise these Terms of Use for its Website at any time without prior notice. By using this Website, you are agreeing to be bound by the current version of these Terms and Conditions of Use.

8. Your Privacy

Please read our Privacy Policy.

9. Governing Law

Any claim related to Chungath's Website shall be governed by the laws of in without regards to its conflict of law provisions.

In addition to the terms and conditions outlined above for our website, the following terms and conditions specifically apply to the use of our mobile application:


The terms "We" / "Us" / "Our" / "Company" individually and collectively refer to Chungath Jewellery, and the terms "Visitor" / "User" refer to the users.

Please read this page carefully. If you do not accept the Terms and Conditions stated here, we request you to exit this app. As a visitor to the Site/Customer, you are advised to read the Privacy Policy carefully. By accessing the services provided by the Site, you agree to the collection and use of your data in the manner provided in this Privacy Policy.


  • Only individuals can enroll in the Plan; enrollment is not permissible for other entities like companies, partnership firms, proprietorship concerns, Trusts, Hindu Undivided Families (HUF), or NRI Customers. Minors may enroll only through their natural guardians.
  • The Customer is required to provide a copy of his/her photo identity and address proof documents such as Driving License, Voter ID, Passport, Ration Card, PAN Card, or any other document issued by the Government, along with bank account details, at the time of enrollment.
  • Chungath Jewellery reserves the right to verify the identity of the Customer by means of SMS and/or OTP generation or by any other means at any time, including at the time of enrollment and at the time of concluding the purchase and taking delivery of the jewellery. Chungath Jewellery also reserves the right to verify the authenticity of the documents provided by the Customer.
  • Payments can be made at Chungath Jewellery stores or through the Chungath Jewellery App.
  • Accumulated advances can be redeemed in the form of gold jewellery, silver jewellery, or diamond jewellery only.
  • All rights are reserved by Chungath Jewellery.
  • Premature withdrawal from the plan before the completion of the plan will not entitle the customer to any benefits under the plan.


Refunds under the Plan, if any, will be made by cheque in the name of the account holder as specified in the Enrolment Form or by online transfer to the bank account as specified in the Enrolment Form. No cash refunds shall be permissible.


All logos, brands, marks, headings, labels, names, signatures, numerals, shapes, or any combinations thereof appearing on this site, except as otherwise noted, are properties either owned or used under licence by the business and/or its associate entities featured on this Website. The use of these properties or any other content on this site, except as provided in these terms and conditions or in the site content, is strictly prohibited.


Security Rules

Visitors are prohibited from violating or attempting to violate the security of the app, including, without limitation, (1) accessing data not intended for such user or logging into a server or account which the user is not authorized to access, (2) attempting to probe, scan or test the vulnerability of a system or network or to breach security or authentication measures without proper authorization, (3) attempting to interfere with service to any user, host or network, including, without limitation, via means of submitting a virus or "Trojan horse" to the app, overloading, "flooding", "mail bombing" or "crashing", or (4) sending unsolicited electronic mail, including promotions and/or advertising of products or services. Violations of system or network security may result in civil or criminal liability. The business and / or its associate entities will have the right to investigate occurrences that they suspect as involving such violations and will have the right to involve, and cooperate with, law enforcement authorities in prosecuting users who are involved in such violations.


The User unilaterally agrees to indemnify and hold harmless, without objection, the Company, its officers, directors, employees, and agents from and against any claims, actions, demands, liabilities, losses, and damages whatsoever arising from or resulting from their use of the Chungath Jewellery App or their breach of the terms.


The User agrees that neither the Company nor its group companies, directors, officers, or employees shall be liable for any direct, indirect, incidental, special, consequential, or exemplary damages resulting from the use or inability to use the service, the cost of procurement of substitute goods or services, or any goods, data, information, or services purchased or obtained, messages received, or transactions entered into through the service, or unauthorized access to or alteration of the User's transmissions or data, or any other matter relating to the service, including but not limited to damages for loss of profits, use, data, or other intangibles, even if the Company has been advised of the possibility of such damages.

The User further agrees that the Company shall not be liable for any damages arising from interruption, suspension, or termination of service, including but not limited to direct, indirect, incidental, special consequential, or exemplary damages, whether such interruption, suspension, or termination was justified or not, negligent or intentional, inadvertent or advertent.

The User agrees that the Company shall not be responsible or liable to the User, or anyone, for the statements or conduct of any third party on the service. In sum, in no event shall the Company's total liability to the User for all damages, losses, and causes of action exceed the amount paid by the User to the Company, if any, that is related to the cause of action.


In no event shall the Company or any parties, organizations, or entities associated with the corporate brand name or otherwise mentioned in this app be liable for any damages whatsoever (including, without limitations, incidental and consequential damages, lost profits, or damage to computer hardware, or loss of data, information, or business interruption) resulting from the use or inability to use the app and the app material, whether based on warranty, contract, tort, or any other legal theory, and whether or not such organizations or entities were advised of the possibility of such damages.